Terms & Conditions for the NTUC Youth Referral Level Up Campaign
1. Eligibility
This campaign is open exclusively to Youths (under 35-year-olds) who are active NTUC members with a valid NTUC Membership.
2. Campaign Period
The campaign runs from 1 August 2026 to 30 November 2026, 11:59 PM (SGT) (The “Campaign Period”)
3. Level Up Referral Rewards
The NTUC Youth Referral Level Up Campaign reward members for successfully referring new members to join NTUC Membership.
To qualify:
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A “Successful Referral” is made when an NTUC Member introduces a Contact who completes and submits his/her NTUC Membership online application at NTUC Youth’s website at one of the qualifying links and indicates the Referral Code on the online application form.
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For the Member to qualify for the voucher, the Member’s Contact must become a paying NTUC member within the Promotion Period.
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In addition, the Contact must not cancel his/her NTUC Membership within three (3) months from NTUC Membership application date and must not be in arrears of his/her membership fees.
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The membership application is approved and validated by NTUC;
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The referral is correctly attributed to the referring member through the referral code or referral link; and
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The referred individual is not an existing NTUC Member at the point of referral.
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The referred individual must successfully qualify and sign up for an eligible NTUC Membership using the NTUC Member's referral code through one of these links:
Members will receive rewards based on the total number of successful referrals achieved during the Campaign Period.
Rewards are unlocked sequentially upon successful completion of the applicable referral requirements. Voucher rewards for each tier are available on a first-come, first-served basis and are subjected to available quantity – while stocks last.
Case scenario 1: In the month of September, John, a current active NTUC Member at the age of 27, refers his brother and his friend through one of the qualifying links; he will receive $30 worth of voucher after the end of the campaign period.
In the month of November, John successfully refers 2 more friends (in total, four (4) successful referrals only); he will receive a total of $50 worth of vouchers instead, after the end of the campaign period.
Case scenario 2: In October, John successfully refers five (5) friends through one of the qualifying links. All five referrals are approved and validated within the Campaign Period.
John will qualify for the Platinum Tier reward and receive a $100 voucher after the end of the Campaign Period, subject to reward availability.
4. Reward Fulfilment
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Rewards will be credited upon completion of campaign and no later than 31st December 2026.
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Members must fulfil all qualifying criterias within the Campaign Period.
5. Referral Verification
NTUC reserves the right to verify the validity of all referrals before rewarding fulfilment.
Any referral found to be fraudulent, duplicated, self-referred, manipulated, or otherwise inconsistent with the spirit of the campaign may be disqualified.
6. General Terms
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NTUC reserves the right to amend, suspend, withdraw or terminate the campaign and/or these Terms & Conditions at any time without prior notice.
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NTUC reserves the right to substitute any reward with an item of similar value should the stated reward become unavailable.
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NTUC's decision on all matters relating to this campaign shall be final and binding.
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By participating in this campaign, members agree to be bound by these Terms & Conditions.
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Eligibility will be determined based on the date and time at which all requirements for the respective tier have been successfully fulfilled and verified by NTUC Youth. Once the allocation for a tier has been fully redeemed, no further rewards will be issued for that tier, regardless of whether subsequent participants satisfy the qualifying criteria.
Version Date: 12 August 2026
